05 Mar 2024

Wealthtime Classic Platform enhancement: ‘Buy into model’ buttons

We’ve added a brand new feature to the Wealthtime Classic Platform. It’s a quicker and easier way to invest money into a client’s model, or current investment strategy, without the need to perform a full rebalance and it’s available for you to use on the platform from today. What does this mean for you?• Before, […]

Learn more

07 Mar 2024

Using pensions for legacy planning

For professional advisors only Tony Hicks | Head of Sales | Copia Capital Management Inheritance tax receipts reached £6.3bn in the ten months from April 2023 to January 2024 according to the latest figures[i]. With the tax take already £400m more than the same period last year, it looks like HMRC is set for another […]

Learn more

07 Mar 2024

The importance of flexibility in retirement planning

Tony Hicks | Head of Sales, Copia Capital | 7 March 2024 For professional advisers only Nearly half (49%) of working adults have changed their retirement plans because of the rising cost of living according to a new survey by the Pensions Management Institute (PMI)[i]. This research comes hot on the heels of analysis by […]

Learn more

07 Mar 2024

Spring Budget analysis for financial planners 

When the big day arrives, one interesting thing to do is compare rumour, speculation, and expectation with what is announced in the Budget. Unsurprisingly, in an election year and with burgeoning social and traditional media, there was much rumour and conjecture about what this Budget might contain. Last November’s Autumn Statement contained about £20bn of […]

Learn more

14 Mar 2024

Rethinking retirement: 3 essential services for retirement planning today

For professional advisers only Amira Norris | Wealthtime, Head of Sales | 14 March 2024 This year marks my 30th year in financial services (I started young!). As you’d expect I’ve seen the retirement planning space change markedly over the last three decades. And we’re on the verge of entering a new phase – the […]

Learn more

15 Mar 2024

An update on Transitional Tax-Free Amount Certificates (TTFAC)

For professional advisers only From 6 April 2024, new legislation allows individuals (or if deceased, their personal representatives) to apply for a Transitional Tax-Free Amount Certificate (TTFAC) if they can evidence how much tax-free cash has been withdrawn from their pensions prior to 6 April 2024. It could potentially allow clients to take more tax-free […]

Learn more

27 Mar 2024

‘The risk of running out of money too soon is a real possibility for many retirees’

For professional advisers only. Robert Vaudry | Head of Commercial, Wealthtime and Copia Capital | 19 March 2024 The Financial Conduct Authority is set to publish its long-awaited thematic review of retirement advice by the end of the first quarter, but while we wait for the official report, I think the direction of regulatory travel […]

Learn more

02 Apr 2024

Embracing best practice in retirement income advice

This content is intended for professional advisers only. Tony Hicks | Head of Sales, Copia Capital | 2 April 2024 The FCA’s long-awaited review of retirement income advice has now been published. It highlights that while the Pension Freedoms legislation, announced almost exactly ten years ago, brought flexibility, it also added complexity to the financial […]

Learn more

19 Apr 2024

Patrick’s quarterly deep dive – Q1 2024

Happy new tax year! I hope you had a smooth tax year end and wishing you a productive rest of the year. Welcome to the first of a new series of blogs from me, taking a deeper dive into my thoughts and reflections on the last quarter. Without further ado, let’s get into it… FCA […]

Learn more